Mediclaim  Accidental  Insurance

 

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For an Individual of 30 age with a  cover of  Rs. 300000, the illustrative premium re as follows. Free Personalized  Solutions !

Insurance / Policy Name  Premium Cashless Facility  Pre-existing disease covered 
(Service Tax Inclusive) 
Apollo -Easy Health Individual Standard (Individual)  3625 Yes  All pre existing diseases are covered after 3 consecutive policy years.   
Apollo Easy Health Individual - Exclusive (Individual)  4301 Yes  All pre existing diseases are covered after 3 consecutive policy years.   
Bajaj Allianz - Health Guard (Individual)  4275 Yes  All pre existing diseases are covered after 4 consecutive policy years.   
Cholamandalam MS General Insurance - Family Floater (Floater)  4918 Yes  After 3 years if no claim, advice, treatment has been recommended from a doctor during the above mentioned period.   
Cholamandalam MS General Insurance - Individual Health (Individual)  3805 Yes  All pre existing diseases are covered after 3 consecutive policy years.   
Future Generali - Health Suraksha Basic (Individual)  3145 Yes  After 4 consecutive policy years.   
       
Future Generali - Health Suraksha Golden (Individual)  3932 Yes  After 4 consecutive policy years.   
Future Generali - Health Suraksha Silver (Individual)  3539 Yes  After 4 consecutive policy years.   
HDFC Ergo - New Healthwise (Floater)  3599 Yes  Few of the pre existing diseases are covered after 1 and 2 years   
ICICI Lombard - Comprehensive Health Insurance 1 year (Floater)  3043 Yes  All pre existing diseases are covered after 4 consecutive policy years.   
ICICI Prudential - MediAssure  8355 Yes  Pre existing diseases are covered from the 3rd year of the policy.   
IFFCO Tokio - Individual Medishield (Individual)  3636 Yes  All pre existing diseases are covered after 3 consecutive policy years.   
National Insurance - Mediclaim Policy (Individual)  3988 Yes  Data not available.   
National Insurance - Parivar for Family (Floater)  3798 Yes  Data not available.
New India Assurance - Mediclaim (Individual)  3799 Yes  All pre existing diseases are covered after 4 consecutive policy years.   
Oriental Insurance - Health Insurance (Individual)  3869 Yes  All pre existing diseases are covered after 4 consecutive policy years.   
Reliance General - Healthwise Silver 1 year (Floater)  2133 Yes  Pre existing diseases are covered from the 3rd year of the policy.   
Reliance General - Healthwise Standard 1 year (Floater)  1931 Yes  Pre existing diseases are covered from the 5th year of the policy.   
Reliance General - Individual Mediclaim (Individual)  3798 Yes  Not covered.   
Royal Sundaram - HealthShield Standard (Individual)  3944 Yes  All pre existing diseases are covered after 5 consecutive policy years.   
STAR Health - Medi Classic (Individual)  3639 Yes  All pre existing diseases are covered after 5 consecutive policy years.   
United India Insurance - Mediclaim Policy Platinum (Individual) 
3609 No  All pre existing diseases are covered after 3 consecutive policy years.   

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 Related guide : Best guide to buy health Insurance in India   Health Insurance in India 
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